How did Joyce even afford the house? And how did she sell antiquities - cases of ancient Greek amphorae - what sort of gallery was that?
We are told (when Buffy goes to the bank for a loan in "Flooded"):
MR. SAVITSKY
Ms. Summers, the only collateral you have
is your house, which was never fully
leveraged, and has been losing equity
over the last several years.
For some
reason, Sunnydale property values
have never been competitive, and
re-financing's out of the question...
The proceeds for the house would have come from asset splitting after the divorce and half an L.A. house should be able to buy a Sunnydale house.
The sale of antiquities has been a big business for years with some people using it as a money-laundering scheme. A lot of antiquities are stolen in war zones (the Nigerian mask of Ovu Mobani / Evil Eye that brings people back to life in Dead Man's Party would be probable) and sold as grey market items. Or do you think someone would have willingly given up these items? Of course, I'm not one to preach:
This is a Zambian drum of completely primitive manufacture. It is about 9 inches in diameter by 14 inches high as shown by Toby:
It uses wooden pegs to hold the drum skin in position. The wood is soft enough to dent the end grain with a thumbnail:
The white fur patch is the best spot on the drum to get good sound. The fur has not been removed from the skin. The rear of the drum is not as decorative: